Misc Musings from Your San Francisco Realtor, San Francisco Local Resources, San Francisco News and Events

Could the San Francisco Zoo be Getting a New Noble Resident?

Comments Off on Could the San Francisco Zoo be Getting a New Noble Resident? 23 February 2011

If you’ve been reading this San Francisco real estate blog since it’s creation in May of 2007 (sheesh, has it really been THAT long), you already know that I’m a HUGE fan of the San Francisco Zoo, and that I take great pride in the fact that a portion of the proceeds from every one of my transactions goes to the SF Zoo.

They have some of the most amazing animal keepers there that truly go above and beyond, not just to take care of the animals, but to educate the public about conservation efforts that can help make sure that these animals will be around and in the wild for future generations.

And so, I just have to say that I would find it very fitting if the rumors are true!

What rumors?

Well, Silent Knight, a sea lion shot in the face by some a**hole with a shotgun in Sausalito has been nursed back to health since his arrival at the Marine Mammal Center in December.  His injuries left him blind in both eyes, but remarkably, he’s otherwise recovered quite well from the ordeal.

(As an aside, a KTVU article reports that “The vet treating the sea lion said he’ll see at least ten sea lions shot each year. Last year, a Sacramento man spent a month in jail and was fined $50,000 for shooting a sea lion that stole his fish.”  Can I just say “WTF?” A mere month in jail for such a cruel act????  Really?  Probably better to rant about that on another forum, but seriously…. it’s time to get tougher about acts of animal cruelty!)

Anyhow…. now that Silent Knight is getting better, and the Marine Mammal Center has to find him a permanent home, there are rumors floating around that our very own SF Zoo will be the place where the noble guy can live out the rest of his years.

My fingers are tightly crossed that he does, indeed, end up there and can serve as a symbol of how regal these creatures are and, inadvertently, as a sad reminder of how cruel mankind can be and maybe, just maybe, can help prevent future animal cruelty from taking place.

Misc Musings from Your San Francisco Realtor, San Francisco Real Estate, San Francisco Real Estate Info for Sellers

Selling Your Home? Stash Your Stuff!

Comments Off on Selling Your Home? Stash Your Stuff! 23 February 2011

I snapped the above picture today while I was lost in the Union Square Garage.  It wasn’t that I forgot where I parked my car – I clearly remember that it was parked in 3E.  Unfortunately, I had forgotten how to actually GET to 3E.  Saying it was a long day wins the understatement of the week award!  🙂

After seeing this sign over and over and over on my way to hiking through the concrete parking jungle, I was reminded of a post I’ve been meaning to write.

Ideally, if you are selling your home, especially in today’s San Francisco market, you want to take advantage of the recent surge of SF home buyers and present your home in the best light possible – which means you move out and get that bad boy staged.

But sometimes, that’s not always possible.  Sometimes, you need to live in your place during the selling process.

And while step one is getting your place looking uncluttered, clean, adding some welcoming touches (this is all stuff for another blog post), step two is stashing all of your valuables!

Why?  Well, as I’m sure you know, part of the home selling process is the quintessential open house.  And an open house means dozens, if not hundreds (if it’s marketed properly) people coming through that open house, with just a single real estate agent there answering questions.

Now, the majority of open home visitors are honest people.  They’re out and about on any given Sunday checking out some awesome homes in SF.  But not all are honest.  In fact, some are downright shady.  Yes folks, there are people out there that will steal your stuff!

Now, some things are obvious.

Hide your pearl necklaces, your Aunt Dottie’s fine china, and your diamond tiara.

Other things are not so obvious.

  • Hide your prescription medications (from opiates to painkillers, there’s a demand for this stuff)
  • Hide your costume jewelry (if you have good taste, the thief coming to your house might also)
  • Hide your bank statements, social security statements, etc. (identity theft is growing rampant and no need to give someone your address AND the rest of the info they need to steal your life)
  • Hide mementos that have any sentimental value to you (that dancing hula girl you had on the dash of your first car?  someone else might think she’s as cool as you do)
  • Even hide your over the counter medicines (some, like certain decongestants, have chemicals in them that some people use to make methamphetamines!)

Now, this is NOT a comprehensive list.  First, try using some common sense.  If you can’t decide what to keep and what to stash, ask your Realtor.  We have a good idea of what items should be put away.  You might want to get a safety deposit box and/or entrust a friend with their safekeeping.

Oh, and while these additional items below, in theory, shouldn’t even need to be listed, they should ALSO not be left around during open houses – some for safety/security reasons and others just because you’re trying to sell your house and not scare/turn off potential.  Oh, and ALL of these items are things I’ve ACTUALLY seen FIRSTHAND at property showings!  :-/ Listed in no particular order:

  • Handguns
  • Dirty underwear
  • Marijuana (even if it IS San Francisco and you DO have a prescription)
  • Swords/machetes
  • Naked pictures of your fiancee (even if they’re framed as “art”)
  • Crack-pipes
  • Dog poop (it’s bad outdoors, it’s WAY worse indoors!)
  • And, er, um, adult toys/movies/magazines

I’m sure this list, just like the last one, is NOT comprehensive.  But hopefully it at least gives you some food for thought and if not, at least a good chuckle. 😉

Misc Musings from Your San Francisco Realtor, San Francisco Local Resources, San Francisco Neighborhoods, San Francisco Photos, San Francisco Real Estate, San Francisco Real Estate Info for Buyers, San Francisco Real Estate Info for Sellers, San Francisco Real Estate Resources, San Francisco Videos

What’s the Right San Francisco Neighborhood for You?

Comments Off on What’s the Right San Francisco Neighborhood for You? 21 February 2011

There are just under 100 unique and distinct districts in San Francisco according the the San Francisco Realtors Association.

Other sources will list just over 100.  But no matter how you count them, there’s no denying that there’s A LOT of variety when it comes to what neighborhood you ultimately choose to call “home!”

Whether you like your neighborhoods full of nightlife vs. life on the quiet side, completely urban vs. bordering nature, or if you prefer your shopping high-end vs. funky and thrifty, there’s a neighborhood for you here in SF.

You want views? Hills? Public schools? Walkability? Something trendy? Something polished? Something family oriented? A single person’s dream? San Francisco has it all.

But how do you decide which San Francisco “Nabe” is right for you?

Well – I suggest using BOTH of these sites to find out.

1)  Visit Zephyr Real Estate’s neighborhood guide. Zephyr has 89 districts in San Francisco and has broken them up into little blurbs of digestible information.  Neighborhoods have a description, photos, links to available homes for sale, real estate market statistics, demographic info, and in many cases, even a  short video highlighting the neighborhood in greater detail.  It’s polished, easy to read and the SF real estate stats and available listings are constantly updated.

2) Visit NabeWise. This site splits SF into 104 districts (frankly, more accurate than our SF real estate board if you ask me – Lower Haight gets its own home here, whereas our board lumps it into Hayes Valley.)  The only way I can really accurately describe this site is the Yelp! of local neighborhoods.  It features a neighborhood summary, highlights, lowlights, maps, trends and most importantly, in my opinion, reader reviews.  People can post photos, videos and review their own neighborhoods and those which they frequent.  You get a glimpse of the neighborhoods both through the eyes of locals and those that step foot there along their travels.  You can see who lives there (hipsters, beautiful people, students, liberals) and so much more.  I personally just started playing with the site and managed to squeeze out one review of the Outer Sunset. But so far, I’ve really enjoyed reading other people’s opinions of the various San Francisco hoods.

So, Zephyr Real Estate’s neighborhood guide will give you the polished presentation that markets each neighborhood, while NabeWise will give you an insider’s scoop and actual people’s perceptions of every nook and cranny in San Francisco that you’d want to call “home.”

And of course, if you’re considering buying or selling a home in any of these awesome neighborhoods, well, you know who you can call! 😉

Misc Musings from Your San Francisco Realtor, Mobile Post from Your San Francisco Realtor, San Francisco Neighborhoods, San Francisco Photos

Hot New Bar Opens in Outer Sunset

2 Comments 18 February 2011

(Click to Expand)


Yes folks, this cool Outer Sunset spot has been a secret that only locals have known about the last few days.  But today, you get the scoop!

There’s plenty of outdoor seating, generous use of natural materials and a down to earth vibe you can’t help but notice.

But hurry, it looks like their liquor selection is limited!  😉

Happy Friday! 🙂

Misc Musings from Your San Francisco Realtor, San Francisco Local Resources, San Francisco Real Estate, San Francisco Real Estate Info for Buyers, San Francisco Real Estate Info for Sellers, San Francisco Real Estate Market Conditions, San Francisco Real Estate Resources

Single Female in Search of Home for Sale

Comments Off on Single Female in Search of Home for Sale 17 February 2011

The title of the post almost sounds like a personal ad, right?

Well I was taking a look at my list of San Francisco clients that are looking for a home or have recently purchased a home and I realized that about 35% of them are single women.

While it does appear that I tend to work with more single female home buyers than national averages, across the country, I did find some interesting statistics while searching the net:

  • Single women make up more than 20% of home buyers
  • Single women buy twice as many homes as single men
  • Single women make up more than one-third of the growth in real estate ownership since 1994
  • Not bad for girl power, eh?

    The demographic includes all women, including never married, divorced or widowed.

    Each person’s motivations for buying a home is, without a doubt, different.

    Past generations waited for Mr. Right to come along and give the poor helpless female financial security.

    But TODAY’S woman is ready to take her financial destiny into her own hands. According to an older article from USA Today:

    The trend is striking, because in 1981, the number of single women and single men home buyers was virtually the same. Since then, the percentage of buyers who are single women has almost doubled, while the percentage of single men buyers slipped 1 percentage point to 9% last year.

    The article goes on to say:

    “For the first time in history, women have access to the same resources men have always had — money, social status, power,” says Donald Hantula, professor of organizational psychology at Temple University in Philadelphia.

    “Women can go and acquire them on their own rather than searching for a mate to provide them. These demographic and social changes are not in line with how we adapted in the hunter-gatherer era.”

    In SF, women have a number of options when it comes to buying a home. My clients’ searches have included houses, condos, TIC’s, lofts, fixer-uppers, new construction, Victorian architecture, modern design and so many other variables that there’s just too many to list.

    And now that we are seeing some better deals in the San Francisco housing market, I’ve been getting more calls from single women ready to take the plunge and buy a home. In fact, now that the real estate prices have softened in SF, I’ve gotten calls from some past single female clients that are ready to jump in and buy investment property, with a big enough down payment, they are actually able to see a positive net gain on a rental property in San Francisco.

    If you’re a single woman and you’re thinking about buying property in San Francisco, whether for your primary residence or for investment purposes, give me a holler – I’m happy to help you decide whether now really is the right time for you to buy.

    Oh, and the embedded video??? Just a gratuitous baby dancing to the Single Ladies song because who doesn’t like to watch babies boogie!

    Misc Musings from Your San Francisco Realtor, Mobile Post from Your San Francisco Realtor, San Francisco Photos

    Hope They Brought Umbrellas!

    Comments Off on Hope They Brought Umbrellas! 16 February 2011

    image

    I *love* watching planes land at SFO!  Considering the on again, off again torrential downpours we’re having, this plane was lucky to land in between raindrops.

    As for those ON that plane, well, I just hope they looked at this week’s weather report and not last week’s.  Bet the little shops at the airport will make a killing selling umbrellas… if the bottled water costs like $5, bet the umbrellas are like $50! 🙂

    And yeah, after I took this shot, I saw at least 10 planes all lined up and ready for a slow taxiing till take-off.  Looks like that rain had caused some flight delays.

    Hope the rain hasn’t slowed you down too much!  Stay dry, San Francisco!  🙂

    Misc Musings from Your San Francisco Realtor, San Francisco Real Estate, San Francisco Real Estate Info for Buyers, San Francisco Real Estate Info for Sellers, San Francisco Real Estate Market Conditions, San Francisco Real Estate Resources

    Will San Francisco See an Increase in Real Estate Inventory?

    Comments Off on Will San Francisco See an Increase in Real Estate Inventory? 16 February 2011

    We seem to be seeing an increased inventory of real estate in San Francisco.  So far, we haven’t just been seeing MORE inventory, but we’ve also been seeing BETTER inventory!

    And while we don’t know if the flow of good properties will continue (though I can vouch that I have a few fabulous listings coming up in a variety of price ranges), there is anecdotal evidence that the flow of inventory will continue.

    You see, when you need to sell a home, you need to pull what we in the real estate industry call a 3R Report.  It’s also known as the report of residential record.

    It includes:

    – Address of the building including condominium or unit number if any
    – Block and Lot
    – Present authorized occupancy or use
    – If the property is classified as a Condominium
    – If the building contain any Residential Hotel Guest Rooms
    – Zoning district
    – Building Code Occupancy Classification
    – Expiration date for non-conforming use
    – Building construction date
    – Original occupancy or use
    – Building permit application history and status of building permit:
    N = Unknown
    I = Issued
    X = Expired
    C = Completed
    – Franchise Tax Board lien
    – Abatement case on the property
    – Number of residential structures on the lot
    – If energy inspection has been done and proof of compliance has been issued

    The above information will be shown on the report if available through the Department of Building Inspection microfilm records.  In many cases, submittal of additional  records from other city agencies such as the Assessor’s Office and SF Water Department will be required for the completion and/or revision/update of a 3R. Please note that a 3R does not list the electrical or plumbing permit history, cancelled or withdrawn building permit applications and any building permits taken for the commercial portion of the building.

    You need a 3R report whenever you sell a property.  And we recently received a notice from our (MARVELOUS!) office staff at Zephyr letting us know that the 3R department is taking about 3 weeks and up to process requests that normally take just over a week to fulfill!

    In fact, rumor has it that there are 70+ requests a day flying into the 3R department!  That’s quite a few new San Francisco listings that would appear to be heading to the market in the near future!

    We’ve yet to see whether these properties will be quickly snapped up, but I’d say that if they are priced in line with recent comparable SF sales, they’ll quite possibly see the multiple offer game we’re seeing these days at quite a few properties are selling for WELL over the asking price!  (But they’re marketed aggressively, so the selling price is still the true current market value.)

    But in the meantime, it’ll be great to see some more good San Francisco real estate porn! 😉

    Misc Musings from Your San Francisco Realtor, San Francisco History, San Francisco News and Events, San Francisco Property Profile, San Francisco Videos

    San Francisco Fire Engine Tour Business – Now 50% Off!!!

    1 Comment 14 February 2011

    Many of you remember the historic Firehouse 33 at 117 Broad.  This unique San Francisco property had a long history on the market while the search for new owners, ready to respect the building’s history and integrity, were sought out.  In 2010, when I took over the listing of this unusual San Francisco home, the property was featured on Yahoo.com in their real estate and finance sections, NY Times , Zillow, Curbed SF, CNN Money, and SFGate, JUST to name a FEW!

    And after 3 years (and 5 agents before me), I can proudly say that I helped sell Firehouse 33 for $875,000 in December!  The new owners, also in love with the integrity of the Firehouse, have promised to cherish and preserve its history!

    But, the story of the Firehouse and its place in San Francisco history isn’t completely over!

    Robert and Marilyn Katzman, the sellers of Firehouse 33 after living there for 33 years, had hoped to find someone that was ready to slide into their entire fiery lifestyle, which included the Firehouse, the memorabilia and their amazing World Famous San Francisco Fire Engine Tour Business. However, the new owners of Firehouse 33 already had careers they loved and they had their own furnishings.

    And so, once the Firehouse sold, it was time to finish the rest of this chapter for the Katzmans.  They had an estate sale so mind-blowing that it was even covered by the California Home & Design Blog, and this took care of the memorabilia.  But San Francisco Fire Engine Tours & Adventures still has not found the right owner.

    They started the business in 1998 and in a short time the business’ popularity had spread like a wildfire all over the world.

    Featured in guide books worldwide in a variety of languages and featured on The Travel Channel, regional travel shows, on airline arrival films, news & magazine travel articles and web sites, create an ongoing demand for this tour.  But it is the AMAZING word of mouth advertising that REALLY separates this tour business from the rest!  And now, it’ll be much more affordable for the right person(s) to step into the Katzman’s fireboots… and make it their own!

    So now, with two big parts of this chapter of the Katzman’s firelife complete, they have decided that the best way to sell a fire related business is, well, to have a FIRE SALE! 🙂

    The business (when it was listed together with the Firehouse) was listed at $249,000.  But as of today, the Katzman’s will entertain offers starting at $125,000!!! Yes folks, that’s 50% off!

    To further entice you, here’s a little note from the Katzmans to give you a glimpse into the life they’ve enjoyed while running the San Francisco Fire Engine Tour Business:

    “It was our dream to become part of the fabric of San Francisco. We Love This Beautiful City and we had always loved taking friends and visitors on adventures. When The Big Red Shiny ’55 Mack Fire Engine came into our lives, our entrepreneurial spirit kicked into high gear.  We knew there was something magical about this Fire Engine and we were right .  Everyday is filled with smiles and happiness and to be able to make a living having so much fun has been a dream come true”.

    So, if you have always dreamed of making a living entertaining people in your own unique show on wheels (or maybe just got bit by the bug while reading this post) please give me a shout! Whether you have lots of personality, energy and desire OR just have the talent to hire the right people to work for you, this may very well be the opportunity of a lifetime for you!

    It’s the perfect time of the year to get up to speed before “the season”.     And at 50% off, you can now afford to get behind the wheel of the amazing San Francisco Fire Engine Tour Business yourself!



    Misc Musings from Your San Francisco Realtor, San Francisco News and Events, San Francisco Real Estate

    There’s a Whole Lot of Cranky San Francisco Realtors Out There

    2 Comments 13 February 2011

    These days, you might be seeing a lot of SF Realtors walking around with more gray hair, muttering curse words under their breaths and breaking out to into hives.  You see other SF real estate agents pulling out clumps of hair, going into cold sweats and breaking apart their computer equipment with hammers.

    So what’s going on?

    It’s not the real estate market.  The SF market is actually doing remarkably well as compared to the last few years.

    So what has us going crazy?

    First, the back story…..

    Well, as technology improves, we as a real estate industry have been working towards paperless transactions.  For years now, in San Francisco, we’ve been using technology (most of it web-based) that was brought to us by the California Association of Realtors (CAR).  It was called WinForms and it had all of the forms we needed to do our jobs.  It had both California forms and San Francisco forms (because, come on, we do EVERYTHING differently in San Francisco, so of course, our forms need to be different too!)

    In addition to WinForms, we were able to use DocuSign to quickly and efficiently create electronic signatures on documents.  It meant we could email a contract or a disclosure to a client for their electronic and binding signature.  No faxing and more importantly, no paper.  All forms were saved as PDF’s.

    Well, the San Francisco Association of Realtors (SFAR) at some point decided to add a new system to the mix to host the San Francisco Forms and more.  The idea was to integrate four separate components – Tax Records, MLS, Form Writing AND Electronic signatures.  The Forms component is run by a company called InstaNet and is called Transaction Desk.  The Electronic Signature component is called AuthentiSign.  In theory, this entire 4 part system was supposed to work seamlessly.  All integrated, saving us time and resources, like paper work.

    But like a lot of things that are supposed to work great in theory, in practice… they don’t always fall into place the way that they should.

    So where does it go wrong….

    If  we compare the CAR to mommy and the SFAR to daddy, and San Francisco real estate agents to the children, all the poor kids know is that mommy and daddy are in the middle of the a NASTY divorce, the kids are stuck in the middle and mommy and daddy are each talking some crazy smack about each other and we don’t know who to believe.

    We’re not really sure the details of the story.  But as SF real estate agents that aren’t involved in the divorce, we don’t know what to believe.  Mommy says daddy is a deadbeat that owes her money.  Daddy says mommy is a liar and is just a stubborn bitch that isn’t willing to compromise.

    In December, we were told of this awesome product the SFAR was going to bestow upon us.  Shortly after, we were told the CAR was taking away the use of our forms on their platform.  They created their own forms for SF agents to use, but SFAR told us not to use those forms – they’re sub-par (and I’ll admit, they are.)

    An agreement was struck to give us use of the SFAR forms on the CAR platform till the end of January (if you’re keeping track, mommy and daddy fought for two months before the divorce settlement) and as of February 1st, we were left along with just SFAR’s platform.

    Now this would all be fine and well – except for a few major problems.   The SFAR’s platform is still not fully functional.  The interface is cumbersome, there are lots of bugs in the system and parts of it, like AuthentiSign don’t work at all.  As far as AuthentiSign goes, we were told it was all fine until 1 email mid-last week from one of our Zephyr managers that is trying to help navigate this mess and then finally, an email from the SFAR on Friday telling us THAT part just doesn’t work!

    Since SFAR announced to members that it will be providing Authentisign™, Instanet Solutions’ electronic signature service as a free member benefit, many REALTORS® have tested it out and provided us with invaluable feedback.

    Although Authentisign™ integrates seamlessly with Instanet Solutions’ TransactionDesk™, and allows documents and forms requiring signatures to be easily e-mailed, faxed, or uploaded into a signing, there are some aspects of the service which are in need of improvement in order to meet the expectations that SFAR has for the service. For example, members are reporting that they are unable to complete signings and that the templates needed to facilitate automated tagging of forms are not yet in place.

    Authentisign™ is the most recently developed component of the TransactionDesk™ platform, and unlike the balance of the system, is not yet ready for member use. We apologize for any inconvenience the premature offering of the service has caused.

    As we wait for the updates, SFAR is advising members to continue using DocuSign® for the time being. Once Authentisign™ is updated to be a reasonable substitute for DocuSign®, members will be able to take full advantage of this free service.

    Now let’s not forget, we’ve been going to trainings on the new system and struggling to make it work for almost 2.5 months. If we were to add up all of the hours wasted by all SF Realtors spinning wheels on a product that doesn’t work, I’d guess it’s in the thousands.  And while, at least at Zephyr, our support staff is doing the best they can to try to help us work through the kinks, we’re still left with a lot of frustration.  To give due credit, the powers that be ARE working on the bugs.  But in the meantime, several San Francisco agents have even started a support group on Facebook – together we cry, laugh and report problems that hopefully get reported back to the software developer.

    Ultimately though, we really just want mommy (CAR) and daddy (SFAR) to get back together.  We’d like them to both be there for us like they promise they will be when they collect our dues.  We’d like them to be honest with us and tell us where things really went wrong for them.  And, of course, we’d like them to figure out a way to make it so that we don’t have to resort to a variety of creative backwards solutions to get our jobs done without pulling out more clumps of hair.

    Mommy, daddy, if you’re listening…. please make up.  Your children are the ones suffering in your divorce and soon, we’re all going to need to go to family counseling. :-/

    Misc Musings from Your San Francisco Realtor, San Francisco Local Resources, San Francisco Mortgage & Financing Info, San Francisco Neighborhoods, San Francisco News and Events, San Francisco Real Estate

    TGIF San Francisco! Frickin TGIF!

    Comments Off on TGIF San Francisco! Frickin TGIF! 11 February 2011

    Man, what a week!  I feel like I’m running on empty and am looking forward to getting a few hours to refuel this weekend!

    I’ve been a little light on the San Francisco real estate postings, but between writing offers for clients and working on getting an FHA Short Sale listing pre-approved by the lender in the fabulous Diamond Heights Village (which, by the way, this large 1BR unit has some AMAZING views of San Francisco!  and a pool at the complex to boot!), prepping a magnificent single family home listing in the Inner Sunset (3BR’s, Edwardian details and a yard that forces you into a state of deep relaxation), fighting various wars against technology (the machines are winning…. grrrrrr!) AND overcoming the spring fever caused by last week’s February heat wave here in SF, I’ve just been too swamped/unfocused on blogging to put out a worthy real estate related post.

    And today, well, today it not much different, except I do get to catch up with some clients and finally see their little boy!  AND celebrate another client’s birthday too, so at least I’ll get to play a little in between working a lot!  🙂

    But I DID want to quickly share with you a reminder that when I’m not writing about SF real estateand all the other awesomeness this City has to offer here on this blog, I’m reading about it and sharing the scoop on my Facebook Page (which also feeds to my Twitter Account if that’s more your style.)

    A few examples of recent tidbits that I shared?

    So don’t forget to “like” my Facebook Page or Follow me on Twitter to stay up to date on the various articles that relate to SF real estate, mortgage tidbits and general awesomeness (or in some cases, like Leland Yee’s tolerance for torturing sharks, crappiness) that goes on in San Francisco and beyond!

    But that being said, you know I love me some SF real estate, 😉 so Monday you’ll be able to check back here and get a scoop on the latest market conditions.

    In the meantime, TGIF and wishing you an AMAZING weekend! 

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    About the Blog


    Luba’s San Francisco Real Estate Blog was created to share insights about San Francisco Real Estate and about San Francisco living. Written by Luba Muzichenko, an "almost-native" San Franciscan and a local Realtor® with Zephyr Real Estate, Luba’s San Francisco Real Estate Blog is meant to inform you about a variety of good things and happenings around SF and its unique neighborhoods, about buying and selling homes in the City and about the real estate market in general. If you like what you see, please tell a friend.

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    Luba Muzichenko
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    Certified Residential Specialist®
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    Zephyr Real Estate
    415-307-1392 (cell)
    luba@zephyrsf.com
    www.LubaSF.com
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